A Florida property manager faces 124 criminal charges after allegedly embezzling hundreds of thousands of dollars from homeowners’ associations to pay for plastic surgery, luxury vacations, and personal shopping sprees.

Massive Fraud Scheme Uncovered

Alexandra Delacaridad Gonzalez, 46, surrendered to Martin County authorities early Thursday morning after investigators discovered she had systematically looted funds from at least two homeowners’ associations she managed. The Miramar resident now sits in jail on a $1.28 million bond, charged with two counts of fraud exceeding $50,000, two counts of grand theft, 61 counts of uttering false instruments, and 59 counts of embezzlement. Martin County Sheriff’s Office investigators say Gonzalez exploited her trusted position as bookkeeper and property manager to write unauthorized checks directly to herself over an extended period.

How The Scheme Worked

Authorities revealed Gonzalez created elaborate cover-ups to hide her crimes from the Whitemarsh Reserve Homeowners Association and the Dunes of Hutchinson Island communities. She allegedly manufactured fictitious invoices and falsified ledger entries to make the stolen money appear legitimate. When signatures were required, investigators say she forged the names of authorized account holders. Financial records traced by detectives showed the embezzled funds directly financed cosmetic procedures, international trips, and expensive shopping habits while homeowners unknowingly paid assessments into accounts being drained by their trusted manager.

Growing Problem For Communities

This case highlights vulnerability in homeowners associations that rely on property managers with access to community funds. The Martin County Sheriff’s Office investigation began after discrepancies emerged in HOA financial statements. With 124 separate charges filed, prosecutors will argue Gonzalez committed repeated criminal acts rather than a single lapse in judgment. The substantial bond amount reflects both the severity of charges and the extended timeframe over which the alleged theft occurred. HOA residents now face potential special assessments to recover stolen funds while their former manager awaits trial on charges that could result in decades behind bars if convicted on all counts.